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Car insurance fronting happens when the person who actually drives a car most often is listed as a named driver, while someone else — usually a parent — is listed as the main driver to reduce the premium. Although common among young drivers, fronting is illegal in Ireland and considered insurance fraud.
Young drivers often face higher premiums due to increased risk. Some try to reduce costs by listing a parent as the main driver, not realising this is fraudulent.
Insurance companies calculate premiums based on risk. If the main driver is misrepresented, the insurer is given false information — making the policy invalid.
High premiums, peer pressure, and lack of awareness often lead young drivers to consider fronting.
KennCo offers policies designed for young drivers, including options that recognise named driving experience.
This blog is brought to you by Mooney’s Garage & KennCo Insurance #AD
For more information please visit: https://www.kennco.ie
KennCo Underwriting Ltd T/A KennCo Insurance is regulated by the Central Bank of Ireland.
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